San Francisco Homes under $600,000

San Francisco Homes under $600,000

Welcome to San Francisco, a vibrant city known for its iconic Golden Gate Bridge, historic cable cars, and eclectic neighborhoods. Nestled in the heart of California, San Francisco is a cultural melting pot, offering a rich tapestry of art, cuisine, and history. With its stunning waterfront views, rolling hills, and temperate climate, it’s no wonder that so many are drawn to this picturesque city.

For those looking to call San Francisco home without breaking the bank, there are options available under $600,000. While the real estate market here can be competitive, savvy buyers can find charming condos and cozy homes that offer both affordability and access to the city’s unique lifestyle. Neighborhoods such as the Excelsior, Bayview-Hunters Point, and Visitacion Valley present opportunities for first-time homebuyers or those seeking to invest in a city that boasts a robust economy and a vibrant community.

Imagine living just a short distance from the bustling Mission District, where you can savor authentic tacos and immerse yourself in local art. Or picture yourself enjoying the serene beauty of Golden Gate Park, with its lush landscapes and picturesque trails. With homes available under $600,000, you can enjoy the best of San Francisco living without compromising on your budget.

Don’t miss out on the chance to experience the charm and excitement of this iconic city. Explore your options today and discover how you can make San Francisco your home sweet home!

Newest San Francisco Homes under $600,000

395 6th Street Unit 408B, San Francisco
$369,000
1 Beds ⋅ 1 Baths ⋅ 426167602 MLS
OCTOBER SPECIAL! Priced $9,468 below City guidelines. Below Market Rate ownership homes at RENOU, San Francisco's only new construction BMR opportunity. This bright, airy studio features an open-concept layout that maximizes space, a quiet location, air conditioning, and smart entry. An attended lobby brings a welcoming, elevated sense of care each day, while the rooftop terrace offers a place to unwind or entertain with unparalleled views of the city skyline. Parking is available for an additional cost and is not included in the listed home price, ask for details. Applicants must be first-time homebuyers and cannot exceed 100% of MOHCD's 2025 Area Median Income: 1 person: $109,100, 2 persons: $124,700, 3 persons: $140,250, 4 persons: $155,850. Homes are offered through the Mayor's Office of Housing and Community Development and are subject to monitoring and other program requirements. Visit the 395 6th Street listing on DAHLIA to apply and review program details.

395 6th Street Unit 408B, San Francisco
1919 20th Street Unit 2, San Francisco
$595,000
1 Beds ⋅ 1 Baths ⋅ 426167359 MLS
Phenomenal investment opportunity to purchase a one-bedroom condominium in a prime Potrero Hill location! This well-maintained flat offers a spacious bedroom, abundant closet space, an updated kitchen and bathroom, gorgeous wood floors, and a living/dining area showered with natural light from a wall of windows/sliding glass doors with direct access to the private deck. The home is complete with deeded parking, common laundry, and is located near shopping, cafes, world class dining, playgrounds, library, parks, Chase center, public transportation, HWY 101/280 and more.

1919 20th Street Unit 2, San Francisco
2 Mint Plaza Unit 408, San Francisco
$545,000
1 Beds ⋅ 1 Baths ⋅ 426166733 MLS
2 Mint Plaza, Unit 408 at the Mint Collection blends authentic industrial character with stylish modern design in one of San Francisco's most historic downtown enclaves. Soaring 11'6'' ceilings, exposed raw concrete walls, and acid-washed concrete floors celebrate the building's past. Oversized hung windows fill the home with natural light and frame views of the iconic San Francisco Mint, a National Historic Landmark central to the city's Gold Rush history. Integrated wood cabinetry, glass and granite countertops, and high-end fixtures provide a polished contrast to the home's raw architectural textures. A frosted glass bedroom wall and oversized sliding door create separation without losing light or the feel of openness. Ceramic and steel elements carry the modern industrial aesthetic into the bathroom. Mint Collection amenities include 24/7 security and front desk service, fitness center, dog run, rooftop deck with BBQ, and dedicated property manager. Mint Plaza offers a distinctive downtown setting surrounded by acclaimed restaurants, cultural programming, arts, and growing public and private neighborhood investment.

2 Mint Plaza Unit 408, San Francisco
1101 Green Street Unit 204, San Francisco
$525,000
1 Baths ⋅ 426165787 MLS
One-of-a-kind studio pied-a-terre in Bellaire Tower, one of Russian Hill's most recognizable Art Deco addresses. Designed by San Francisco architect H.C. Baumann and completed in 1930, the 20-story tower is known for its elegant period architecture and full-service living. Set on the second floor, Unit #204 enjoys southeast exposure, soft morning light, and city outlooks from the living space and kitchen. Original character remains intact, while fresh paint, beautifully refinished wood floors, and a galley kitchen with new appliances give the residence a crisp, move-in-ready feel. Three interior closets and a separate deeded storage unit provide excellent storage. Residents enjoy 24-hour doorman service, elevator access, in-building laundry, and one-car deeded garage parking with valet service and EV-charging. HOA dues cover all utilities other than electricity, along with building insurance and the building's full-service amenities. Just moments from the Hyde Street cable car, the home is surrounded by the best of Russian Hill, including Union Larder, Seven Hills, George Sterling Park, the Alice Marble Tennis Courts, Polk Street, North Beach, Lombard Street, Ghirardelli Square, and Aquatic Park. An elegant and effortless city retreat in an iconic San Francisco building.

1101 Green Street Unit 204, San Francisco
San Francisco
$220,000
426166749 MLS
Restaurant business opportunity on Irving Street, located along one of San Francisco's active neighborhood commercial corridors. Existing operating restaurant with established kitchen buildout, large commercial kitchen, dining area, and existing equipment. Suitable for an owner-operator or experienced restaurant group to continue the current use or explore a new food and beverage concept. Business sale only. Real estate not included. Please do not disturb employees or contact the business directly. Showings by appointment only.

San Francisco
1 Federal Street Unit 47, San Francisco
$222,167
1 Baths ⋅ 426164393 MLS
Incredibly unique spacious top floor studio! High ceilings, in unit W/D, gas fireplace, 1 car parking, large closets, and good natural make this a very special home. Building amenities include gym and 24 hour doorperson. Temporary waivers apply to this unit 20% over posted AMI which would be 100% AMI, Asset test waived, see Dahlia listing for complete waivers list. Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). See waivers for higher qualifying AMI Maximum income for 1 person = $90,750; 2 = $103,750; 3 = $116,700; 4 = $129,700; 5 = $140,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 9-30-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 10-21-2026 at 5:00 PM. Fair Housing Opportunity.

1 Federal Street Unit 47, San Francisco
200 Brannan St Unit #114, San Francisco
$309,624
2 Beds ⋅ 2 Baths ⋅ 41149641 MLS
2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5–7 PM; Sat 10/3, 1:30–4 PM; Sun 10/11, 1:30–4 PM. Fair Housing Opportunity.

200 Brannan St Unit #114, San Francisco
250 King Street Unit 518, San Francisco
$442,519
2 Beds ⋅ 2 Baths ⋅ 426164389 MLS
Light filled 2bd 2bth with deck at the The Beacon. Close to shopping, ballpark, transportation, freeway. Building amenities include pool, spa, gym, dog area, event room, 24 doorperson. Leased parking available. Temporary waivers apply to this unit 20% over posted AMI which would be 120% AMI, Asset test waived, see Dahlia listing for complete waivers list. Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). See waivers for higher qualifying AMI 2-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 9-29-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 10-20-2026 at 5:00 PM. Fair Housing Opportunity.

250 King Street Unit 518, San Francisco
368 Elm Street Unit 402, San Francisco
$598,000
1 Beds ⋅ 1 Baths ⋅ 426164739 MLS
This south-facing, top-floor penthouse condo features extended ceilings, multiple skylights & a private view balcony. Every inch of this light-filled space has been meticulously remodeled. The kitchen boasts brand-new appliances, quartz countertops, hand-pressed French subway tile backsplash, & elegant light fixtures that glow overhead. The freshly installed wide plank floors provide warmth while the herringbone marble fireplace brings refinement to the home. A reimagined bathroom blends luxury & convenience w/ a floating vanity, an anti-fog LED touch mirror, & honeycomb tiling underfoot. A sleek rainfall shower w/ wand completes this space. Take the elevator to the garage & you will find an extra-deep parking space that welcomes vehicles of any size w/ the option to add private storage. This boutique condo complex offers a sitting lobby and an expansive view rooftop deck with heat lamps & furniture. Across the street, Jefferson Square Park delivers a dog park with rolling green hills, tennis & basketball courts, soccer fields, & an imaginative children's playground. Finally, Japantown, Davis Symphony Hall, the Ballet, SFJazz, the Opera, Bill Graham Auditorium, & all of the lovely restaurants, cafes, gyms, nightlife, & boutique shopping found on Hayes St are only feet from your doorstep!

368 Elm Street Unit 402, San Francisco
52 Kirkwood Avenue Unit 319, San Francisco
$584,800
1 Beds ⋅ 1 Baths ⋅ 426164728 MLS
Special Developer Financing for qualified buyers 30-Year Fixed 5.125% or 7/6 ARM 4.625%. Limited-time opportunity! Wake up to abundant natural light and water views in one of the final opportunities to own a new-construction home in this vibrant waterfront community. This beautifully designed single-level residence offers an open, efficient layout that lives larger than its footprint, blending contemporary style with everyday comfort. The southwest-facing orientation fills the home with natural light while overlooking the professionally landscaped courtyard and capturing views of the Bay. The designer kitchen is appointed with quartz countertops, modern cabinetry, and a complete GE stainless steel appliance package, including gas range, microwave, refrigerator, dishwasher, and in-unit washer and dryer. High ceilings enhance the spacious living and dining area, creating an inviting atmosphere for relaxing or entertaining. The thoughtfully designed bathroom features dual access from both the bedroom and main living area, providing added flexibility for residents and guests. Enjoy an exceptional collection of resident amenities, including a fully equipped fitness center, community lounge, pet washing station, bicycle storage, and beautifully landscaped outdoor spaces with BBQ areas and fire pits. Call to schedule a private tour. Representative photos.

52 Kirkwood Avenue Unit 319, San Francisco
52 Kirkwood Avenue Unit 412, San Francisco
$564,800
1 Beds ⋅ 1 Baths ⋅ 426164721 MLS
Special Developer Financing for qualified buyers 30-Year Fixed 5.125% or 7/6 ARM 4.625%. Limited-time opportunity! Discover contemporary waterfront living in one of the final new-construction opportunities available in this vibrant San Francisco community. Thoughtfully designed for modern living, this single-level one-bedroom residence combines an efficient floor plan, abundant natural light, high ceilings, and stylish finishes to create a home that feels open and inviting. At the heart of the residence is a beautifully appointed kitchen featuring quartz countertops, modern cabinetry, and a complete GE stainless steel appliance package, including gas range, microwave, refrigerator, and dishwasher. An in-unit washer and dryer add everyday convenience. The open-concept living and dining area provides plenty of flexibility for entertaining, working from home, or simply relaxing. The spacious bathroom is thoughtfully designed with dual access from both the bedroom and main living area, offering additional privacy and convenience for residents and guests. Residents enjoy an impressive collection of amenities, including a fully equipped fitness center, community lounge, pet washing station, bicycle storage, and beautifully landscaped outdoor gathering spaces with BBQ areas and fire pits. Step outside and enjoy a neighborhood surrounded by parks, public art, green spaces, and scenic waterfront walking paths all within San Francisco. Call to schedule a private tour.

52 Kirkwood Avenue Unit 412, San Francisco
829 Folsom Street Unit 408, San Francisco
$445,000
1 Baths ⋅ 426164900 MLS
Not a BMR. Own your piece of San Francisco. Residence #408 at the Museum Plaza Association places the best of city living at your doorstep. Own a stylish urban retreat in the heart of Yerba Buena, surrounded by world class dining, culture, entertainment, parks and some of San Francisco's most iconic destinations. Thoughtfully designed for effortless living, this junior studio features floor-to-ceiling windows, sandalwood hardwood floors, recessed lighting, stainless steel appliances, spa like bath with soaking tub and an in-unit washer and dryer. Clean lines and natural light create a polished, modern space that feels comfortable, distinctly urban and uniquely yours. Beyond the residence, enjoy the convenience of a 24-hour attendant and spaces that extend the city living experience, including an expansive rooftop terrace and club media room with terrace, ideal spaces for relaxing, working from home, gathering with friends or simply taking in the city. Outside your door, San Francisco becomes your backyard. Yerba Buena Gardens, SFMOMA, fine dining, shopping, entertainment, Oracle Park, Chase Center, the Embarcadero, Whole Foods, and convenient transportation are all within effortless reach. Whether you're looking for your first San Francisco home, a pied--terre, or a sophisticated city retreat, Residence #408 offers a compelling combination of style, amenities, convenience, and location. At 829 Folsom, you're not simply buying a home, you're investing in The City lifestyle. Make it yours today.

829 Folsom Street Unit 408, San Francisco
Start Your Search