San Francisco Homes under $1.25 million

San Francisco Homes under $1.25 million

Welcome to San Francisco, a vibrant city known for its iconic Golden Gate Bridge, diverse neighborhoods, and rich cultural tapestry. Nestled in the heart of California, San Francisco is a unique blend of stunning natural beauty and urban sophistication. With its rolling hills, picturesque waterfront, and temperate climate, it offers an enviable lifestyle that attracts residents from all walks of life.

For those seeking to call this remarkable city home without breaking the bank, you’ll be delighted to know that there are charming homes available for under $1.25 million. This price point opens the door to a variety of options, from cozy bungalows in the sun-kissed Outer Sunset to stylish condos in the bustling Mission District. Each neighborhood boasts its own distinct character, ensuring that you’ll find a place that resonates with your lifestyle and preferences.

Imagine waking up to the sound of waves crashing on Ocean Beach or enjoying a leisurely stroll through the vibrant streets of Chinatown, all while being just a short commute from the tech hubs of Silicon Valley. With a rich tapestry of cultural events, world-class dining, and breathtaking parks like Golden Gate Park and Dolores Park, San Francisco offers an unparalleled quality of life.

Whether you’re a first-time homebuyer or looking to invest in a property that captures the essence of city living, San Francisco has something for everyone. Explore the possibilities of owning a piece of this iconic city, where your dream home awaits within reach!

Newest San Francisco Homes under $1.25 million

365 12th Street Unit 365, San Francisco
$995,000
3 Beds ⋅ 2 Baths ⋅ 426167749 MLS
Occupying the top floor of an extensively renovated four-residence building, this three-bedroom, two-bath home combines warm contemporary design, private outdoor space, and an exceptionally central San Francisco location. Skylights in both the living room and kitchen bring natural light into the heart of the home, enhancing its airy top-floor appeal. Light-toned flooring, tall windows, and sculptural lighting create an inviting setting for everyday living and entertaining. The newly appointed kitchen pairs streamlined cabinetry and crisp finishes with brand-new appliances, while the living and dining area provides a welcoming place to gather. Three bedrooms offer flexibility for guests, a dedicated home office, or simply more room to spread out, complemented by two full bathrooms. A private balcony offers a place to enjoy morning coffee or unwind with an evening glass of wine, while the newly landscaped shared garden adds another inviting outdoor retreat. The building's extensive renovation includes new electrical and plumbing, alongside new kitchens, appliances, flooring, paint, and lighting. Set in Western SoMa near Costco and Rainbow Grocery, the home enjoys easy access to neighborhood cafs, restaurants, and nightlife, with the Mission, Hayes Valley, and downtown within easy reach. Muni, BART, and convenient freeway connections keep the rest of San Francisco and the greater Bay Area close at hand.

365 12th Street Unit 365, San Francisco
140 South Van Ness Avenue Unit 724, San Francisco
$700,000
1 Beds ⋅ 2 Baths ⋅ 426150591 MLS
Positioned at the nexus where Hayes Valley, the Mission District, and SOMA converge, 140SVN #724 delivers an elevated urban lifestyle in the heart of San Francisco's Market Street Hub. This rare, two-level residence spans an expansive 830 square feet, featuring an architectural floor plan designed for true spatial separation between entertaining and private living spaces; it feels like a home. Favored with an abundance of natural light through multi-level window configurations, the bright main level features a guest half-bath, a modern kitchen, a dedicated dining area, and a living room overlooking the city. The second-level primary bedroom suite is complete with a generous walk-in closet, a dedicated office alcove, and in-residence laundry. Step out onto your private exterior balcony to enjoy serene views of the building's lush garden courtyard along a sightline extending toward sunny Bernal Heights Hill. Home & Building Features: Two-level layout | 1 Bedroom | 1.5 Bathrooms | Hardwood floors | Impeccably managed 212-unit building with healthy HOA reserves | Professionally landscaped courtyard with outdoor grilling lounge | State-of-the-art fitness center | Secured building entry | Secured garage parking. Neighborhood & Connectivity: 98 Walk Score, 100 Transit Score, 99 Bike Score | Direct proximity to BART (Civic Center) and MUNI lines | Corporate tech shuttle pickup stops steps away | Easy access to US-101 and I-80 on-ramps for commute or weekend getaways. Location Highlights: Ideal for those who love to walk everywhere you are steps from Tartine for weekend picnics at Dolores Park, the SF Symphony and SF Opera for cultural date nights, and some of the city's best local dining. Enjoy ultimate daily convenience with a quick bike ride to Whole Foods and Safeway. Whether hosting at the outdoor grill, commuting effortlessly across the Bay Area, or stepping out to Hayes Valley and Mission hotspots, 140SVN offers turnkey luxury at an unbeatable central location.

140 South Van Ness Avenue Unit 724, San Francisco
710 Vienna Street, San Francisco
$998,000
4 Beds ⋅ 2 Baths ⋅ 426167656 MLS
A spacious 4-bedroom, 2-bath home offering a flexible floor plan, abundant natural light, and plenty of room to live, work, gather, and grow. The main level features three bedrooms and one full bath, a bright living room with fireplace, separate dining area, and an updated kitchen. Fresh interior paint and LVP flooring create a clean, cohesive feel throughout, while large windows bring in wonderful natural light. The lower level expands the possibilities with an additional bedroom, full bath, sitting area, and versatile bonus space ideal for guests, extended family, a home office, media room, fitness space, or additional everyday living. An attached garage provides parking, storage, and convenient interior access. Outside, a private backyard offers room for entertaining, gardening, play, or simply relaxing outdoors, plus a detached windowed outbuilding ideal for storage and additional utility. With four bedrooms, two baths, flexible living spaces, garage parking, a private backyard, and additional storage, this home offers space and versatility in a convenient San Francisco location near neighborhood shops, dining, parks, public transportation, and commuter routes.

710 Vienna Street, San Francisco
2335 47th Avenue, San Francisco
$1,090,000
3 Beds ⋅ 2 Baths ⋅ 426165619 MLS
First time on the market in over 40 years! Ocean views from the rear highlight this classic tunnel-entry home in San Francisco's Outer Sunset. The upper level features two bedrooms, one bath, a spacious living room with the original fireplace, and a separate formal dining room ideal for gatherings. Downstairs, a family room, additional bedroom, and full bath provide additional living space and flexibility. Original character and a versatile floor plan offer a compelling starting point for thoughtful updates, with the opportunity to create a coastal home tailored to your own style. Conveniently located near Ocean Beach, the Taraval Street corridor, neighborhood shops, dining, and public transportation. Property may qualify for conventional financing, subject to lender approval. Currently owner-occupied and will be delivered vacant.

2335 47th Avenue, San Francisco
245 Edna Street, San Francisco
$1,250,000
2 Beds ⋅ 1 Baths ⋅ 426145185 MLS
The romantic Spanish Mediterranean architecture of this sophisticated residence is anchored in classic detailing, pristine stewardship, crowned with stunning Eastern views, city lights and expansive outdoor spaces. A substantial remodel offers fine finishes from the professionally equipped kitchen to pristine marble bath. Glorious natural light permeates the home, warm hardwood flooring, wood burning fireplace, handsome built-ins and bespoke library plus murphy bed provide functional beauty. The serene primary bedroom overlooks the lush, serene garden, infusing the space with a sense of retreat and repose. With easy access to the level patio garden, the open plan creates an easy indoor-outdoor flow, as useful for entertaining as for daily life. Robust storage and laundry area are close at hand. Handy basement storage (also used and a gym!) and street level garage complete this airy home. The quiet, tree lined street offer an easy commute via BART or freeway south, convenience and city connectivity. The Sunnyside Conservatory on Monterey Boulevard is a testament to the character of the close-knit, Sunnyside neighborhood. This one-of-a-kind 1902 Victorian greenhouse, now a public pocket park and sculpture garden was restored with neighborhood effort in 2009. Nearby Glen Park offers access to one if the city's most unique green spaces, Glen Canyon, and one of the finest of San Francisco's Recreation centers with tennis, pickle ball, climbing gym and more. The village features revered classics such as Gialina Pizza, Glen Park Cafe and newcomers such as La Cigale.

245 Edna Street, San Francisco
395 6th Street Unit 408B, San Francisco
$369,000
1 Beds ⋅ 1 Baths ⋅ 426167602 MLS
OCTOBER SPECIAL! Priced $9,468 below City guidelines. Below Market Rate ownership homes at RENOU, San Francisco's only new construction BMR opportunity. This bright, airy studio features an open-concept layout that maximizes space, a quiet location, air conditioning, and smart entry. An attended lobby brings a welcoming, elevated sense of care each day, while the rooftop terrace offers a place to unwind or entertain with unparalleled views of the city skyline. Parking is available for an additional cost and is not included in the listed home price, ask for details. Applicants must be first-time homebuyers and cannot exceed 100% of MOHCD's 2025 Area Median Income: 1 person: $109,100, 2 persons: $124,700, 3 persons: $140,250, 4 persons: $155,850. Homes are offered through the Mayor's Office of Housing and Community Development and are subject to monitoring and other program requirements. Visit the 395 6th Street listing on DAHLIA to apply and review program details.

395 6th Street Unit 408B, San Francisco
1100 Leavenworth Street Unit II, San Francisco
$799,000
2 Beds ⋅ 2 Baths ⋅ 426167601 MLS
Open Sat 12-1 & Sun 2-4 Unit #2 Nob Hill 2-bed, 2 full baths At the corner of Leavenworth and California streets Full modern renovation completed in 2022 810 sq ft 99 out of 100 Walk Score; Walker's Paradise All the best shops and restaurants on Polk Street are just a few blocks away

1100 Leavenworth Street Unit II, San Francisco
2632 Fillmore Street Unit 2, San Francisco
$725,000
1 Beds ⋅ 1 Baths ⋅ 426162771 MLS
Classic Pacific Heights charm meets an exceptional Fillmore Street location! This bright one-bedroom condominium showcases beautiful Edwardian character, soothing natural light, and a warm, inviting interior. A standout feature is the expansive exclusive-use walk-out deck and garden, creating a rare PRIVATE OUTDOOR retreat ideal for relaxing or entertaining. The home also includes a large private storage room and shared building laundry. Set in an intimate six-unit building, one is just moments from the boutiques, cafes, restaurants, and everyday conveniences of Fillmore Street. Alta Plaza Park and the Marina nearby with public transportation out front - this is quintessential San Francisco living in one of the city's most coveted neighborhoods! Welcome to vibrant Pacific Heights living with the comforts of a serene retreat indoor-outdoor home.

2632 Fillmore Street Unit 2, San Francisco
1288 Howard Street Unit 308, San Francisco
$699,000
1 Beds ⋅ 1 Baths ⋅ 426166955 MLS
1288 Howard St is a contemporary, newer construction building situated at the crossroads of SOMA, Hayes Valley, and the Theatre District in the heart of San Francisco. Unit #308 is a 1 bedroom, 1 bathroom corner home with a desk alcove and outlooks towards the private interior garden. Completed in 2022, the building was thoughtfully designed for modern urban living, combining sophisticated architecture, designer finishes, and a collection of amenities rarely found in newer developments. Beyond the secure entry gates, a beautifully landscaped pedestrian paseo creates a serene arrival experience. Lined with lush plantings and framed by architectural skybridges, the open-air breezeway provides a peaceful transition from the energy of the city to the privacy of building. Inside, residences feature oversized windows, central air conditioning, built-in appliances, in-unit laundry, quartz countertops, and thoughtfully designed layouts that maximize both comfort and functionality. Building features include: a lobby attendant, elevator, secure keyless access throughout the building, bicycle storage, conference room, and a rooftop terrace complete with a BBQ, fire pit, and outdoor TV. Inspired by the charm of a European cobblestone alley, 1288 Howard offers a tranquil residential setting just moments from some of San Francisco's most popular restaurants, nightlife, theaters, and cultural destinations. Convenient access to BART, MUNI, Highways 101 and 280, and the Bay Bridge make commuting simple. With a 99 Walk Score, 99 Bike Score, and 100 Transit Score, 1288 Howard St is truly in the center of it all.

1288 Howard Street Unit 308, San Francisco
1288 Howard Street Unit 605, San Francisco
$1,125,000
2 Beds ⋅ 2 Baths ⋅ 426166958 MLS
1288 Howard St is a contemporary, newer construction building situated at the crossroads of SOMA, Hayes Valley, and the Theatre District in the heart of San Francisco. Unit #605 is a top floor, south-facing 2 bedroom + den, 2 bathroom, 1,011 sqft condominium with city views. The home features a split floor plan, 2 walk-in closets, and tons of natural light. Completed in 2022, the building was thoughtfully designed for modern urban living, combining sophisticated architecture, designer finishes, and a collection of amenities rarely found in newer developments. Beyond the secure entry gates, a beautifully landscaped pedestrian paseo creates a serene arrival experience. Lined with lush plantings and framed by architectural skybridges, the open-air breezeway provides a peaceful transition from the energy of the city to the privacy of building. Inside, residences feature oversized windows, central air conditioning, built-in appliances, in-unit laundry, quartz countertops, and thoughtfully designed layouts that maximize both comfort and functionality. Building features include: a lobby attendant, elevator, secure keyless access throughout the building, bicycle storage, conference room, and a rooftop terrace complete with a BBQ, fire pit, and outdoor TV. Inspired by the charm of a European cobblestone alley, 1288 Howard offers a tranquil residential setting just moments from some of San Francisco's most popular restaurants, nightlife, theaters, and cultural destinations. Convenient access to BART, MUNI, Highways 101 and 280, and the Bay Bridge make commuting simple. With a 99 Walk Score, 99 Bike Score, and 100 Transit Score, 1288 Howard St is truly in the center of it all. An assigned parking space is optional and is offered unbundled from the unit at an additional fee of $75,000.

1288 Howard Street Unit 605, San Francisco
718 46th Avenue, San Francisco
$999,000
2 Beds ⋅ 2 Baths ⋅ 426166931 MLS
Calling All Contractors & Developers! Total fixer with significant upside in the coveted Outer Richmond. Classic tunnel-entry Art Deco Full 5 featuring 2 bedrooms and 1 bath. Deep tandem 2+ car garage plus unfinished bonus room with sink offers potential for an ADU or expanded living space, subject to applicable approvals. Fantastic location near Golden Gate Park, Lands End, Lincoln Park, Ocean Beach, and the shops and restaurants of Balboa and Clement Streets. Bring your vision and transform this diamond in the rough into something exceptional. Please check Agent's remarks for specific showing instructions.

718 46th Avenue, San Francisco
728 Page Street Unit 2, San Francisco
$888,000
12 Beds ⋅ 6 Baths ⋅ 426158857 MLS
Full renovation of a garden 1 bedroom, 1.5 bathroom TIC at 728 Page Street offers approximately 800 square feet of stylish living space. New plumbing, new electrical, new wood floors, new kitchen and appliances. This is a spacious 1-bedroom, with flexible living room which could be used as second bedroom, blends timeless character with modern finishes, creating a comfortable living space in one of the city's most desirable neighborhoods. The remodeled kitchen features contemporary finishes and an efficient open layout, making it equally suited for everyday living and entertaining. A beautifully renovated bathroom, new wood flooring throughout, updated lighting fixtures, and double-paned windows further enhance the home's comfort and appeal. Additional conveniences include in-unit laundry, dedicated storage, and direct access to a beautifully landscaped, shared garden. Perfectly situated where Hayes Valley, Alamo Square, Duboce Triangle, and the Lower Haight converge, 728 Page Street places you in the heart of one of San Francisco's most exciting culinary neighborhoods. Grab a morning coffee at Cafe Rveille, meet friends for cocktails at the nationally acclaimed Stoa or neighborhood favorite Woods Lowside, and enjoy dinner just around the corner at Bar Jabroni or Otrapart of the vibrant dining scene that has earned the Lower Haight recognition as one of the city's premier destinations for food and nightlife. Add in nearby Alamo Square and Duboce Park, boutique shopping, and easy access to transit and bike routes, and you'll discover a neighborhood that's as convenient as it is dynamic. Page Street is a slow street!

728 Page Street Unit 2, San Francisco
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