Hayes Valley Homes under $400,000

Hayes Valley Homes under $400,000

Welcome to Hayes Valley, one of San Francisco's most vibrant and eclectic neighborhoods! Nestled in the heart of the city, Hayes Valley is renowned for its charming tree-lined streets, artistic flair, and a dynamic community spirit that attracts residents from all walks of life. This area is a unique blend of modern urban living and rich history, making it a delightful place to call home.

Hayes Valley boasts an impressive array of boutiques, art galleries, and trendy cafes, creating a lively atmosphere that buzzes with creativity. The neighborhood is also home to the iconic Patricia's Green, a community park that serves as a gathering spot for locals and hosts various events throughout the year. Whether you’re enjoying a leisurely afternoon picnic or attending a weekend farmer’s market, you'll find that Hayes Valley embodies the essence of San Francisco’s vibrant culture.

For those seeking affordable housing options in this desirable neighborhood, you’ll be pleased to discover that there are homes available under $400,000. These properties offer a fantastic opportunity for first-time buyers or anyone looking to invest in a thriving community. While the market can be competitive, there are still charming condos and co-ops that provide an excellent entry point into this picturesque area.

With its prime location, eclectic charm, and a growing sense of community, Hayes Valley is not just a neighborhood; it’s a lifestyle. Discover the possibilities of calling this enchanting area home, where every day feels like an adventure waiting to unfold!

Newest Hayes Valley Homes under $400,000

688 Haight Street, San Francisco
$150,000
426102103 MLS
Prime opportunity located at 688 Haight Street in the heart of San Francisco. Situated in a highly desirable and high-traffic area with close proximity to shops, dining, public transportation, and major commuter routes. Property offers strong visibility and accessibility in a vibrant neighborhood known for consistent foot traffic and demand. Ideal for investors or owner-users seeking a well-located asset in one of San Francisco's most iconic corridors.

688 Haight Street, San Francisco
55 Page Street Unit 213, San Francisco
$328,000
1 Baths ⋅ 426100107 MLS
Welcome to 55 Page Street #213, a beautifully appointed Below Market Rate (BMR) studio condo in the heart of Hayes Valley. This bright and modern home features an in-unit washer and dryer, dishwasher, electric range, wood floors, and a space-saving Murphy bed that folds down, offering both style and functionality. Residents enjoy excellent building amenities, including a fitness center, attended lobby, and a landscaped roof deck with BBQ area and views of San Francisco, perfect for relaxing or entertaining. Ideally located, 55 Page Street offers easy access to Muni and BART, with shopping, entertainment, and world-class dining steps away. Don't miss this opportunity to own in one of San Francisco's most vibrant neighborhoods. This home is subject to the San Francisco Mayor's Office of Housing and Community Development BMR program. It is designated for first-time home buyers who are income eligible. This is a fair housing opportunity. Studio Below Market Rate (BMR) housing opportunity available at 100% Area Media Income (AMI). Maximum income for 1 person = $109,100, 2 people = $124,700, 3 people = $140,250, 4 people = $155,850, 5 people = $168,300, 6 people = $180,800, 7 people = $193,250. Must be a 1st-time homebuyer & income-eligible. Unit #213 is available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 3/18/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GAnGSEA1 to view the FCFS listing information and to apply. To schedule a private showing please visit https://calendly.com/sfrealproperty/55pagest213 . Update: Applicants applying for this BMR unit are eligible for one or more of the following one time waivers*: Temporary qualifying AMI of 120%, as shown on the listing, reflects the one-time 20% increase. Can have income from assets excluded from total household income. Can complete the homebuyer education after applying. Can make a down payment more than 50% of the sales price. *Temporary adjustments to the eligibility requirements will expire on 06/30/2027 unless further extended by MOHCD. For details on the temporary adjustments, view the June 15, 2026 program announcement.

55 Page Street Unit 213, San Francisco
8 Octavia Boulevard Unit 407, San Francisco
$295,000
1 Baths ⋅ 425092925 MLS
First come First Serve No lottery! Hayes Valley Studio Below Market Rate (BMR) housing opportunity with in unit laundry and 1 parking space at 8 Octavia a sleek modern mid rise building with roof deck designed by award winning architect Stanley Saitowitz. Temporary Waivers apply: Can make a down payment more than 50% of the sales price, Can complete the homebuyer education after applying, Can have asset test waived, Can have a higher income limit. Up to 20% more than what is listed for the unit. Below Market Rate (BMR) housing opportunity available at 100% (120%) Area Median Income (AMI). Maximum income for 1 person = $136,150; 2 = $155,650; 3 = $1175,100; 4 = $194,500; 5 = $210,050 etc. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Please visit https://housing.sfgov.org/listings/a0W7y00000G3iMfEAJ to view the listing and for application & program info. Fair Housing Opportunity.

8 Octavia Boulevard Unit 407, San Francisco
555 Fulton Street Unit 209, San Francisco
$321,536
1 Beds ⋅ 1 Baths ⋅ 426093503 MLS
First Come First Service Opportunity - No Lottery, Apply Directly. 1 bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100, 2 people = $124,700; 3 = $140,250; 4 = $155,850, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 4/29/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GenQbEAJ to view the listing and for application & program info. Fair Housing Opportunity. Welcome to 555 Fulton #209, this unit features hookup for washer and dryer; the building features Rooftop Terrace with BBQ, Dog Run, bicycle storage, conference room, resident lounge, package room, and lobby attendant.

555 Fulton Street Unit 209, San Francisco
388 Fulton Street Unit 404, San Francisco
$349,617
1 Baths ⋅ 424031886 MLS
Studio Below Market Rate (BMR) housing Hayes Valley opportunity available at 100% Area Median Income (AMI). Maximum income for 1 people = $104,900; 2 = $119,900; 3 = $134,850; 4= $149,850 etc. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 06/18/2024 at 8:00 AM PST. Please visit https://www.sf.gov/step-by-step/388-fulton-street-unit-404 to view the listing and for application & program info. Fair Housing Opportunity. 99 Walker's Paradise, 100 Rider's Paradise, and 99 Biker's Paradise. Centrally located to FIDI, Freeway, SF Ballet, SF Opera, Jazz Center, Bill Graham Auditorium, Asian Art Museum, The Mission, the Castro, Duboce Triangle, and more. Equal Housing Opportunity. Temporary Waivers in place AMI +20%; Remove First Time Buyer Requirement; Household Size; Lower Financing and more! See docs.

388 Fulton Street Unit 404, San Francisco
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